Public & Products Liability Insurance provides protection to you against financial claims in the event of damage to a property or injury to people outside of your business. As a result from the services &/or products you provide. Public Liability Insurance cover can be taken as standalone cover, or as part of business insurance package or combined with Tools of Trade and commercial motor insurance.
The Public Liability insurance Policy should be designed, to cover a Business’s legal liability should it have to pay Compensation for Personal injury and/or Property Damage to a third party. Your products liability and advertising liability are also included, this will also depend on some insurers.
Do I need Public Liability Insurance?
Public liability insurance in Australia is essential for any business that interacts with the public in the community. In every line of work, there’s always the potential for something to go wrong – and accidents do happen.
Claims of personal injury or property damage can be incredibly expensive. Even in times where you are not at fault. You may incur considerable legal costs defending yourself against the claim.
Public liability insurance in Australia and Qld, safeguards your business by providing cover against such claims, including legal defence costs. You can go confidently about your work, knowing you’re protected if something goes wrong.Y